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Payables Finance
Secure your supply chain and optimise your payment terms
With a Payables Finance programme through Demica you can easily set up your suppliers for early payment by discounting their invoices on favourable terms, all powered through our powerful supply chain finance platform.
With our unique supplier onboarding tool, we make it easy for you to build a programme and scale it across your supplier base.
What are the benefits of a Payables Finance programme with Demica?
Benefits for you
Optimise payment terms: Improve your cash flow by renegotiating payment terms, optimising your balance sheet metrics.
Strengthen supplier relationships: provide your suppliers reliable access to early payment via the Demica Platform.
Off-balance sheet financing: maintain accounting treatment as trade payables – subject to auditor confirmation.
Reduce operational burden: use the Platform to seamlessly remit ledger files.
Easy programme management: automate the programme through tailored rules & reporting.
Benefits for your supplier
Cash flow management: suppliers can access payments early and easily via the platform’s easy-to-use interface.
Favourable funding costs: suppliers get funding at a low cost, based on your creditworthiness.
Alternative source of funding: suppliers can free up existing financing lines.
Step-by-step guide: easy to follow journey for suppliers to register for the programme.
Flexibility: suppliers can choose to select invoices manually or automatically for discounting and early payment.
Our Supplier Onboarding Service
For payables finance programmes to succeed, supplier onboarding is crucial. Our intuitive Supplier Onboarding Tool automates supplier mass onboarding, reducing operational burden for everyone involved in the programme – the buyer, the funder and the suppliers.
We have the platform to facilitate large global payables programmes
500+
Over 500 live approved payables programmes
11,000+
Over 11,000 suppliers onboarded through Demica’s leading Supplier Onboarding Tool
50+
Over 50 languages and currencies currently supported
Using Payables Finance to support ESG
Learn how Barry Callebaut, one of the world’s largest chocolate manufacturers, worked with Demica and the IFC to implement a programme which supported their sustainability objectives.
Get in touch to learn more about how Payables Finance could help your company
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