Our Award-Winning Working Capital Solutions Platform

Our unique platform architecture breaks down each transaction into its underlying cashflow, events and workflow to create standardised components. Processing millions of invoices individually, this approach, along with interfaces with corporate ERPs, credit insurers, and bank back-office systems, enables us to configure & automate any structure that a corporate and its bank have agreed.

Integrations with multiple bank payment gateways enable us to make same-day payment in over 30 countries. Using Apache Spark, a lightning-fast analytics engine for big data and machine learning, to achieve scalability and insightful data analytics; and AngularJS to give a rich, intuitive user experience, the Demica Platform is the future of the trade finance industry.


Connectivity to over 50 global banks to increase portability and flexibility

Invoice level reporting to support off-balance sheet treatment

Straight-through processing to automate transactions and minimise impact on treasury teams


White Label deployment of standard platform in Microsoft Azure within 12 weeks of commencement

Integration into credit insurers, bank payment gateways, risk limits, FX and CRM, if required

Customised structures, unique risk mitigation and risk distribution features optimise transaction performance

Continuous product development over 15 years, in partnership with multiple banks, has given our platform market-leading functionality. Our product and technology teams are continually releasing new features based on our clients’ requirements. Our cloud environment allows us to release these updates seamlessly to all of our clients so that everyone benefits from the enhancements.

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We are impressed by the platform's new features and functional simplicity and we look forward to offering this enhanced service to our customers and driving growth across BMO's Global Transaction Banking community

Head of Global Trade

Demica have built a highly robust and reliable platform that supports the most complex of supply chain finance programmes. Demica's expertise and understanding of our business needs are exactly what we look for in a business partner

Head of Trade Solutions

We are extremely pleased to enter this partnership with Demica which puts SABB at the cutting edge of trade innovation, giving our clients all the far-reaching advantages of transaction speed and security that flow from the Demica's SCF solution

Managing Director