The DEmica platform
DEMICA’s technology is recognized as one of the most sophisticated and flexible in the working capital industry. White-labelled and regularly audited by numerous banks, it meets the most rigorous security, resilience and compliance requirements.
Our advanced rules engine applies eligibility, selection and pricing rules to each asset and optimizes selection to preferred outcomes. The platform is highly configurable and rules can easily be tailored to meet the terms of any programme.
The platform interfaces daily with over 240 ERP and accounting systems to build invoice-by-invoice databases, providing the highly granular data analysis required for due diligence, funding optimization and ongoing programme reporting.
Our bank grade settlement module with full auditing, authorisation and verification steps enables highly efficient programme management.
Our platform interfaces with payment gateways, collection agencies, credit insurers, and risk management providers to give a best-in-class risk mitigation solution.
Resilient and Robust
Our platform is built on a robust, scaleable and resilient architecture which uses multiple data centres and cloud technologies processing independently of each other. This has resulted in zero lost processing days over the last 12 years.
Audit and Compliance
Security is core to our platform and Demica has completed an examination in conformity with the International Standard for Assurance Engagements (ISAE) No 3402 Type II Service Organization Control (SOC1 and SOC2) and has ISO27001 (Information Security Management) certification.