FCI Reverse's 4-Corner Model uses the power of the FCI network and Demica's technology platform to enable FCI members to easily partner with those that have the necessary licences & operational capabilities to fund and onboard suppliers around the world.
The FCI Reverse platform is uniquely placed to overcome the challenges faced by regional banks with an automated and secure system. It expedites and reduces the costs and operational burden associated with the implementation of traditional Supply Chain Finance programmes.
For financial institutions looking to launch a Supply Chain Finance product, FCI Reverse overcomes the challenges that arise from the standard 3-Corner Model supply chain structure.
The 3-Corner Model (3CM)
The 3-Corner Model is the standard supply chain structure currently used in the market today that typically facilitates a Funder financing a Supply Chain Finance solution to one local Buyer and its local Suppliers.
However, to compete globally with all participants in the market, the FCI Reverse presents an innovative proposition, called the 4-corner-model.
The 4-Corner Model (4CM)
The 4-Corner Model enhances the standard 3CM supply chain structure with the FCI’s two factor system.
It allows the Import Factor (the FCI member assuming the buyer risk) to offer services to their clients (buyers) including supplier onboarding, and funding suppliers anywhere in the world by collaborating with Export Factors (other FCI members assuming the Import Factor’s risk) who onboard and fund those suppliers in regions where the Import Factor is not capable of performing these activities themselves.
FCI Reverse powered by Demica has a unique online collaborative platform that allows the Buyer, Supplier and Funder regardless of geographic jurisdiction to work together.
Director - Working Capital Solutions