Demica has a hugely talented team of people working in all areas of the business. Below are the key first points of contact – we look forward to introducing you to the rest of the team as we start working together.

Matt Wreford
Chief Executive Officer
+44 (0) 20 7450 2566
Matt Wreford joined Demica in 2014. Previously he was CEO of the $1bn AUM financial services group, IPGL, and CEO of investment banking boutique, Exotix Partners. He is a qualified chartered accountant.

Languages: English
Specialisms: Supply Chain Finance, Trade Receivables Finance

Maurice Benisty
Chief Commercial Officer
+44 (0) 20 7450 2569
Maurice Benisty joined Demica in October 2017 from Wells Fargo where he was CEO, Commercial Distribution Finance, responsible for a $2.8bn receivables business with over 12,000 clients across EMEA and APAC. Maurice joined Wells from GE Capital through the acquisition of the CDF business. At GE he held a number of senior positions including Chief Commercial Officer of GE Capital International and Head of Origination for the EMEA Leveraged Finance Business. Prior to GE, Maurice worked as a senior investment banker at Lehman Brothers, Bankers Trust and Paribas.

Languages: English
Specialisms: Trade Receivables Finance, Distribution Finance, Leveraged Finance, Partnerships and Business Development, Corporate Advisory

Francois Terrade
Managing Director - Working Capital Solutions
+44 (0) 20 7450 2546
Francois Terrade joined Demica in November 2015. With more than 20 years of experience with Société Générale CIB and GE Capital in cross-border receivables financing, Francois helps corporates and private equity funds across Europe secure working capital solutions in France and in Europe by way of securitisation, factoring or asset-based financing in order to meet their strategic objectives.

Languages: English, French, German
Specialisms: Structuring, Factoring, Asset-Based Financing, Syndications

Tim Davies
Managing Director - Demica Finance
+44 (0) 20 7450 2502
Tim Davies joined Demica in May 2015. Tim has over 20 years’ experience in capital markets securitisation and structured finance in the North American, European and emerging markets across multiple asset classes, products, private and public markets.

Languages: English
Specialisms: Trade Receivables Securitisation

Kishore Patel
Chief Technology Officer
+44 (0) 20 7450 2567
Kishore Patel joined Demica in 2001. An experienced system architect and application developer, Kishore is responsible for the design, development and maintenance of key components for the front-end of the platform.

Languages: English, Hindi
Specialisms: Demica platform development

Andrew Ryan
Chief Financial Officer
+44 (0) 203 958 5908
Andrew joined Demica in September 2018 from Lloyds Banking Group where he was a member of the Strategic Leadership Group and Managing Director leading businesses across Financial Institutions, Capital Markets and Financial Markets for eight years. Prior to Lloyds, Andrew held senior roles at a number of banking and investing firms including Morgan Stanley and AIG. He is a qualified chartered accountant.

Languages: English
Specialisms: Finance, Capital Markets

Andrew Holmes
Head of Origination, Americas
+1 917 808 2370
Andrew Holmes joined Demica from Barclays, where he led the Trade and Working Capital team in the Americas. He was with Barclays for nine years, with most of that time spent in the Trade Finance business.

Languages: English, Russian
Specialisms: Trade Finance, Working Capital

Martine Skinner
Head of Human Resources
+44 (0) 20 7450 2550
Martine Skinner joined Demica in December 2016. She is a senior Human Resources consultant with over 15 years' experience managing HR teams in financially regulated companies including City Index.

Languages: English
Specialisms: Human Resources, Financial Regulation

Anthony Hernandez
Chief Operating Officer
+44 (0) 20 7450 2530
Anthony Hernandez joined Demica in June 2018. Having worked at GE Capital for nearly 20 years. Anthony has significant experience in the global operations management of working capital solutions and the execution of high-volume transactions in the UK, USA and the Netherlands. Anthony has lead operations and business development teams in financial institutions to drive corporate transitions and transformational initiatives forward.

Languages: English, Spanish
Specialisms: Financial Operations, Simplification, Operational Excellence

Dipali Sahni
General Counsel & Head of Compliance
+44 (0) 20 7450 2558
Dipali Sahni joined Demica in July 2017. She is a dual-qualified structured finance lawyer with over 15 years’ post-qualification experience both in London and New York. Previously, Dipali was general counsel and CCO at a buy-side firm, worked in-house on Morgan Stanley’s securitised products desk and trained and qualified at the law firm Sidley Austin.

Languages: English
Specialisms: Legal, Compliance

Diego A. Palacios
Director - Corporate Development
+44 (0) 20 7450 2521
Diego A. Palacios joined Demica in October 2016. Previously worked at ING Bank both in Amsterdam and London. Diego has over 6 years of investment banking experience in both Financial Institutions Advisory and Corporate Finance mainly focusing on Mergers & Acquisitions.

Languages: English, Spanish
Specialisms: Strategy, Partnerships

Enrique Jimenez
Head of Supply Chain Finance
+44 (0) 20 7450 2515
Enrique Jimenez joined Demica in June 2016. Previously working at Banco Santander as Head of Supply Chain Finance & Trade products in Continental Europe. Enrique has 20 years’ experience in Corporate banking with a mix of Equity Research and Working Capital Solutions roles. He covered the full spectrum from Product Specialist to Origination and hence managed the team who originated, structured, implemented and monitored operations.

Languages: English, Spanish
Specialisms: Supply Chain Finance, Working Capital Solutions, Factoring

Avarina Miller
Director - Working Capital Solutions
+44 (0) 20 7450 2577
Avarina Miller re-joined Demica in October 2017 from PrimeRevenue. Avarina brings more than twenty years of experience in working capital solutions and banking services having previously worked for J. P. Morgan and Bankers Trust.

Languages: English
Specialisms: Working Capital Solutions, Supply Chain Finance, Receivables Financing, Trade Receivable Securitisation

Angel G. Blanco
Senior Director - Working Capital Solutions
+34 91 123 28 88
Angel G. Blanco joined Demica in April 2016. Previously working at Banco Santander as Head of Receivables products, Angel has over 10 years’ experience in Corporate Banking performing different roles in Structured Trade Finance and Working Capital Solutions. He was globally responsible for origination, structuring and execution of transactions, helping corporates to optimise their working capital and meeting their strategic financing needs.

Languages: English, Spanish, Portuguese
Specialisms: Receivables Financing, Working Capital Solutions and Structured Trade & Commodity Finance

Mansour Davarian
Senior Director - Working Capital Solutions
+44 (0) 20 7450 2505
Mansour Davarian joined Demica in May 2016 having previously worked at HSBC and Hitachi Capital. Mansour brings over 10 years of origination and structuring experience in credit, lending and structured finance, executing and managing transactions for global large corporates across a number of jurisdictions.

Languages: English
Specialisms: Trade Receivables Securitisation, Receivables Financing, Supply Chain Finance

Peter Bousquet
Director - Working Capital Solutions
+44 (0) 20 7450 2547
Peter Bousquet joined Demica in March 2018 having worked at J.P. Morgan, Lloyds Bank and GE Capital. Peter has 10+ years of experience in originating and executing structured finance transactions and developing partnerships with Corporate and financial clients.

Languages: English
Specialisms: Trade Receivables Finance, Distribution Finance, Leveraged Finance, Partnerships and Business Development

Johannes Wehrmann
Director - Working Capital Solutions
+49 152 9007 5049
Johannes Wehrmann joined Demica in July 2018 having previously worked in GE Capital and Targo Commercial Finance. Johannes brings over a decade of origination experience in structured finance transactions across Germany and Western Europe. He was Head of Structured Finance at GE Capital Germany and responsible for sponsor coverage and international factoring efforts.

Languages: English, German
Specialisms: Working Capital Solutions, Structured Finance, Factoring, Asset Based Lending

Niklas Sandberg
Working Capital Solutions
+44 (0)20 3958 5929
Niklas joined Demica in January 2019 with a primary responsibility to develop business opportunities in the Nordic region with both Corporates, Banks, owners and intermediaries. He will also support origination efforts in other markets focusing both on SCF and Receivables products working closely with DEMICA’s product and technology experts. Niklas brings more than 2o years of international business experience much of which in financial services with Merrill Lynch, Citigroup and Allianz. He has also been an independent consultant developing business opportunities both with small-, medium-sized and large enterprises in Europe as well as in North America.

Languages: English, Swedish, German
Specialisms: B2B Business Development, B2B Marketing, Corporate Finance

Mariusz Kostera
Head of Marketing
+44 (0) 20 7450 2506
Mariusz Kostera joined Demica in May 2018. Previously working at Bank BPH owned by GE Capital as Chief Marketing Officer for over 5 years. Mariusz has over 20 years of advertising and marketing experience for top tier finance institutions. Throughout his career he has been responsible for transforming the marketing and product divisions to strategically drive sales.

Languages: English, Polish
Specialisms: Marketing, Advertising, Financial Sales